The Decarbonization Savings Bank rewards all Maine residents for investing in the development of “green” infrastructure that will replace the fossil fuel-dependent infrastructure on which our inherited economy depends. A basic bank function is to gather small deposits and issue mortgages, i.e., large loans. Key aspects of this bank are: Deposits A guaranteed 3% return for small deposits of $1 to $50,000. Interest  earned above $50,000 are returned as a dividend. Simplicity. Transactions are limited to straightforward deposits and  withdrawals. Focus is on savings. Your money is always available to you. Deposits are  made with one-click simplicity. Transfers can be made as direct deposits  to  commercial banks or on-line payment systems, and withdrawals can  be made  as debits within the State. Low overhead and administrative cost. Simplicity allows most bank functions  to be fully automated. This in turn allows margins between interest pai...

Technology has advanced since the development of the Clean Air Act in the 1970's, and in the past ten years, detectors of hazardous air pollutants (HAPs) have become reliable, affordable, and mobile. This means that direct measurements can be made on-site and on-demand if there is suspicion that an industrial emitter of HAPs is flooding public spaces with toxic emissions. The Clean Air Act sets a floor – a minimum standard – for HAPs emissions from industrial sites. It does not set a ceiling. More stringent emissions standards may be issued under State authority. This State authority can be extended by the State of Maine to local municipalities that choose to adopt stricter standards. This rule change at the State level is what I will propose. What remains is a question of enforcement. When detectors were large and expensive and centrally located, direct measurements in real-time were difficult if not impossible to obtain. Consequently, Clean Air Act regulat...